An investment club is a group of individuals who pool their money for investing; members typically meet on a periodic basis to make investment decisions as a group through a voting process and recording of minutes, or gather information and perform investment transactions. Investment clubs provide members a means to learn about markets, while meeting and working with people who have similar interests.
Although people have been investing in groups for thousands of years, a maverick company INVESTA CLUB is now turning the traditional ideal of investment club’s upside down. Don’t let the name fool you, Investa Club is not a club it’s a company, what makes Investa Club so unique is that they don’t invest in the stock market. At Investa Club they pool their member’s funds together and provide business loans to companies earning their members an average 3% monthly disposable income. Meaning each month depending on how much money you invest you can earn 3% return deposited in your bank account. Investa Club has a network of businesses that are willing to pay an average of 3% or more monthly to borrow money. Banks and 401k providers have been doing this for years, the only difference is. At Investa Club you get to see who’s borrowing your money, how much interest is charged, when payments are due and when payments are made.
You can start your account with as little as $500 an there is no max to what you can have in your account. Investor Club has two types of membership Investor Members and Borrowing members, Investor-Members are members that give their money to Investa Club to Invest for them normally earning the Investor-member a 3 % return monthly. Borrowing-Members are members usually companies that need to loan funds from Investa Club to fund difference projects the Borrowing-Member may have.
The world’s first investment club was allegedly established in Texas in 1898 back in the days of the Wild West when few investments could be considered safe. Investment clubs were an ideal way of spreading the risk – away from just cattle.
While the first investment club on record dates to the 1800s in Western America, Various online communities devoted to this type of investing have recently emerged and have contributed to the personal investing boom in the United States. One of the reasons that people come together in investment clubs is to learn how to invest. In Britain investment clubs took off in the 1950s, but the rate of formation fell at the time of the 2008 financial crisis.